The Reform and Development of the State-Owned commercial Banks

The commercial banks are the main body of our financial industry which plays important role in our national economy and social development, but their problems such as the high proportion of bad assets, big risk and low operating efficiency and competitiveness, protrude. The delay of the reform of the state-owned commercial banks has prevented the sustainable fast development of our national economy. Therefore it is necessary to quicken the reform of the state-owned commercial banks.