When Will Act of “Occupying Seats” Stop?Based on the Game Analysis of Supervision of Default and Credit Loss

The frequent occurrence of acts of default and dishonesty, such as “occupying seats”, triggered a serious social credit crisis and also brought specific requirements for the regulatory authorities. Based on the analysis of the static game model and the dynamic game model, the regulatory authorities’ taking measures of stepping up in the punishment, increasing the cost of default and credit loss can effectively reduce the probability of its occurrence. Then, the countermeasures and suggestions for the supervision of default and dishonesty were put forward in a pointed manner, the related research on credit supervision and the punishment of dishonest acts was enriched and expanded.